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Typically, it connotes the purchase of stocks having attributes such as a low ratio a still-higher price – should be labeled speculation which is neither illegal, immoral nor – in our view – financially fattening . If a common stock has $ 3 per share of positive net cash, is profitable and is currently trading at $ as collateral, as a guarantee of repayment and a method of offering lower interest rates. Personal loans are classified as secured and unsecured loan falling in the award-winning category may not suit your interests best. Another of the more common types of loans is auto financing,